PayPal partners with to offer MSMEs and freelancers’ collateral-free term loans
Partnership enables cross-border trade to foster growth - Provides borrowers with access to collateral-free term loans from Rs 50,000 up to Rs 1,00,00,000 - Seamless end-to-end online process with fast approvals


PayPal, a global leader in digital payments, today entered into a partnership with, a leading digital lending platform to provide freelancers, women entrepreneurs, sole proprietors, and MSME’s with collateral-free business loans. Through this partnership, PayPal further reiterates its commitment to democratize access to financial services by bringing its global best practices and credit solution capabilities to Indian merchants who sell cross border using PayPal. PayPal with will aim to offer MSME’s with working capital for business expansion, purchasing stock, inventory, and other business-related expenditures.

The impact of the COVID-19 pandemic has been widespread, bringing economic strain to small businesses, freelancers and entrepreneurs who are facing myriad challenges to recover and sustain their businesses.  The partnership aligns with PayPal’s mission to provide innovative credit solutions and will enable borrowers to access term loans from Rs 50,000 up to Rs 10,000,000 through a fast, hassle-free process that requires minimum documentation to merchants across 1500+ cities and towns in India. The loan tenure will range from 6-36 months.

Commenting on the partnership and launch of the credit solution, Anupam Pahuja, Vice President – India, South East Asia, Middle East & Africa, PayPal said, “Economic activity across India has been deeply affected by the Coronavirus pandemic, and it is now when our MSME’s and freelancer community require solutions to kickstart business activity. Accessing capital through traditional channels has always been a challenge for most small businesses.  Our partnership with and combined expertise will enable us to reduce the existing gap in accessing credit, while accelerating growth for cross border selling and fast tracking the Vocal for Local and Digital India vision.”

“We are committed to offer high quality lending solutions and experiences to Indian SME ecosystems and this partnership is a significant step forward, says, Abhishek Kothari, Co-Founder “With our advanced Data science models and deep expertise in assessing millions of MSMEs with digital footprints, we are extremely excited to partner with Paypal, the Global Leader in payments and bring the COVID impacted MSMEs back to growth and harness the new opportunities.”

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